PAYMENT POLICY – CRAFTYBINA

EFFECTIVE DATE: MARCH 6, 2025

At CRAFTYBINA, we strive to provide a secure and convenient shopping experience by offering multiple payment methods. This Payment Policy outlines the accepted payment options, processing times, security measures, and other relevant details. By making a purchase on CRAFTYBINA, you agree to comply with the terms stated in this policy.

1. ACCEPTED PAYMENT METHODS

To ensure a smooth checkout process, we accept the following payment methods:

✔ Credit/Debit Cards (Visa, Mastercard, American Express, Discover)
✔ PayPal – Secure online payments with buyer protection.
✔ Apple Pay & Google Pay – Fast and secure checkout for mobile users.
✔ Buy Now, Pay Later Services (if available, subject to approval by third-party providers).

🚨 Important: All payments are processed securely through third-party payment gateways. CRAFTYBINA does not store or have access to your full payment details.

2. PAYMENT PROCESSING

✔ Payments are processed immediately upon placing an order.
✔ Orders will not be shipped until full payment is received and cleared.
✔ If payment fails or is declined, your order will be automatically canceled.

🚨 Important: In some cases, your bank or payment provider may place a temporary hold or verification request before approving the transaction.

3. CURRENCY & TRANSACTION FEES

✔ All transactions are processed in USD.
✔ International customers may be subject to currency conversion fees charged by their bank.
✔ Some credit card providers may charge foreign transaction fees for international purchases.

🚨 Important: CRAFTYBINA is not responsible for any additional bank fees incurred during the payment process.

4. SECURITY & FRAUD PROTECTION

✔ We use SSL encryption to protect your payment information.
✔ All payments comply with PCI-DSS (Payment Card Industry Data Security Standard) for secure transactions.
✔ Orders flagged as suspicious or high-risk may be subject to additional verification.

🚨 Important: If we detect potential fraud, we reserve the right to cancel the order and issue a refund.

5. ORDER CONFIRMATION & PAYMENT RECEIPT

✔ After a successful payment, you will receive an order confirmation email with details of your purchase.
✔ If you do not receive an order confirmation within 24 hours, please check your spam folder or contact us at info@craftybina.com.

🚨 Important: It is your responsibility to ensure that your billing details are correct before completing the transaction.

6. BUY NOW, PAY LATER SERVICES

✔ If available, Buy Now, Pay Later (BNPL) options allow customers to split payments into installments.
✔ BNPL services are managed by third-party providers and are subject to approval.
✔ Late payments may incur additional fees from the BNPL provider.

🚨 Important: CRAFTYBINA is not responsible for the terms or conditions set by BNPL providers.

7. CANCELLATIONS & REFUNDS

✔ Orders can only be canceled within 12 hours of purchase if they have not yet been processed.
✔ Refunds, if applicable, will be issued to the original payment method within 7-10 business days.
✔ Shipping fees and transaction charges are non-refundable unless the order was canceled due to a mistake on our part.

🚨 Important: Refund times depend on your bank’s processing speed and may take longer for international transactions.

8. PAYMENT ISSUES & FAILED TRANSACTIONS

If your payment is declined, please check the following:

✔ Ensure your card details (number, expiration date, CVV) are entered correctly.
✔ Verify with your bank that there are no holds or security blocks.
✔ Use an alternative payment method if the issue persists.

🚨 Important: If payment issues continue, contact info@craftybina.com for assistance.

9. TAXES & DUTIES

✔ Sales tax is applied where required by law.
✔ International customers are responsible for customs duties, import taxes, and other regulatory fees.

🚨 Important: CRAFTYBINA is not responsible for any delays caused by customs processing.

10. CHANGES TO THIS PAYMENT POLICY

CRAFTYBINA reserves the right to update or modify this Payment Policy at any time. Changes will be posted on this page, and by continuing to shop with us, you accept the updated terms.

11. CONTACT INFORMATION

For payment inquiries or assistance, please contact us:

📍 Address: 609 Buffalo St, Lakin, Kansas
📞 Phone: (620) 355-8502
📧 Email: info@craftybina.com
🌍 Website: craftybina.com